Hi! I'm Yolto. I'm a robot.

My Software Card is the Most Secure Card for Online Payments Today

Let me explain what it does. It’s an add-on for your Internet Explorer® browser and secure software program that looks like a card on your screen. It uses the best encryption mechanisms available to make payments and sign-ups easy and secure at the same time.

My card will pop-up automatically when you click a payment or log-in button on your favorite site. It will then let you pay or sign-up, without switching back and forth between sites. This is much better than carrying around a piece of plastic; it’s always at hand on your laptop of home computer.

It’s so easy to get started. All you have to do is download the software card program and install it to your IE browser. You can re-load it with various payment methods or just use it as an ID on my site and on other sites.

If you aren’t fond of downloads, or if you don’t use Internet Explorer® – no problem, you can use your cell-phone in my widgets instead. I will verify your cell phone number by sending you a text message when you log-in or pay.

My software card is the cheaper, faster and in many ways - more flexible option than the cell phone service. If you’re not sure which to use, you can always try out both services to see which works best for you.

Got a question? Enter it in the search bar on this page and learn more about the Yolto card.

My Software Card Works Inside Websites

You will not need to leave your favorite website when you pay or sign-in. I’m here to help you. My card will pop-up and let you sign-in or pay without switching to a payment or ID service site.

One of the great things about my card is that you will not need to enter a long card account number and billing address every time you want to pay or log-in. It’s only a 4-digit Card Verification Code (CVC) to let the card connect to the service and then your Personal Identification Number (PIN), if you need to pay. Within a couple of clicks authorize your transaction and you’re ready to go.

See, it’s not hard. Just try it for yourself!

Forget About 'phishing'.

The internet can be a scary place, I understand. But you can log-in into participating sites with my card without fear. Scam websites cannot steal your log-in credentials or your personal data. My software card uses a sophisticated mechanism to identify the site and to log you into it. Hackers cannot game it. Sorry, I can’t reveal anymore about it. It’s my ‘secret sauce.’ But just remember you’re in good hands.

As with any website, beware of the sites with Trojan programs. There isn’t a Trojan that can steal all of your software card credentials at once including the CVC, PIN and PUK codes, my card will protect you from Trojans by displaying your codes only once and that is when you are accepting the newly issued Yolto card. Don’t forget to print them out or write them down and store the piece of paper securely.

I worry about your computer’s future safety, for this reason, my creators, On-line Card Technologies, Inc. are working on totally eliminating the risk of all Trojan programs. They will do it soon.

My Software Card Is Your Digital ID

Are you tired of trying to remember all of your log-ins? My card is always at hand if you need to subscribe to a new service. You will not need to fill in those lengthy forms. You know what I mean, asking you the name of your 4th grade teacher. Nobody will be able to access your accounts without the secret keys file, stored on your computer and the 4-digit secret Card Verification Code (CVC) that you’ll need to remember and not share with anybody.

Note: I preserve your real identity by giving out only the personal details you want to provide to the service or merchant you are working with; take a look at the video of how it works here.

Cell Phone or a Software Card? That is the Question.

There are several facts to consider when you will be choosing between the cell phone account and my software card (really, you can use both):

Your software Yolto card can only work on the computer where you have installed it. However, your cell phone balance can be accessible to you from any computer even in an Internet cafe or at work.
The text messages sent to your cell phone by me when you log-in or pay may cost you text message charges; my card will allow you to do the same for free.
My card only works in Microsoft® Internet Explorer® (for now). So, if you prefer another browser, you would want to choose the cell phone option.
From my robot experience, if you have a single computer and use Internet Explorer® 7+ you should use my software card. It’s convenient, free, and easy. Don’t tell anybody, it’s a secret; my creators and support team are all using my software card to log-in and make transactions.

If you like, you can use both options. Install my software card in IE. And your cell phone account will work perfectly in Chrome, Firefox, Opera, or any other browser, except IE. Your software card account will only work in IE. Then you can use the two separate accounts on your computer. Just remember that these are two different accounts and don’t mix them up, but you can transfer credits between your accounts.

There are many ways to use my services, try them and choose what suits your needs best.

My Software Card is Different Than Plastic

My card uses digital credentials for encryption and digital signing. No one can withdraw money from your card without the digital credentials and PIN and you are the only one who knows it. For this reason, the card number of your Yolto Card is not secret, you can tell it to your friend, who wants to lend you some money, you can tell it to our support personnel over the phone, you can tell it to whomever.

But your keys file, Card Verification Code (CVC), Personal Identification Number (PIN) and your Personal Unblocking Key (PUK) are secret. They will be displayed to you only once, when you accept the newly issued card data; print them out or write them down and store this piece of paper securely away from your computer screen.

NEVER store this data in a text file on your computer; it would put your money and personal data at risk. Scared? Good. Don’t ever do it.

Hmmm. Anything else? Well, you know this is new; you’ll need to read this section to understand what I can do and how I can make your online life easier. Search or ask any questions to my support team. Please leave your comments with questions on our discussion board and my creators and support team will be happy to help. For a useful program that is so fast, easy, convenient, and safe, it is worth spending time learning about this secure payment card for online payments.